You can learn a lot by paying attention to people’s behavior at the gym. A person’s behavior at the gym may be indicative of how they also handle their finances.
First let me start off by asking, “Do you think having a written plan is beneficial?” Of course it is!!!
Having a written plan keeps you on task, allows you to be laser focused and keeps your mind on the goal. Having a written plan also allows you to track progress and permits you to make adjustments if you need to.
Your plan should be your compass to ensure you get to your destination.
So why is it when I go to the gym, I see the majority of people just working out on the fly with no rhyme or reason, walking around aimlessly trying to figure out what they should do next?
And for those who obviously have a better direction about what exercises to perform; are they tracking their progress on the exercises closely enough to know if they should be increasing their weight or moving on to a different strategy?
IF YOU CANNOT SHOW ME A WRITTEN PLAN, YOU DO NOT HAVE A PLAN, YOU HAVE ACTIVITY.
If you have visited any workout facility you can spot it. You may have even done it yourself. I admit I have as well. People walking around, guessing what exercise they are going to do next. Seeing what other people are doing and trying it out.
Several months ago I started a 16 week challenge and I decided to hire a personal trainer so that I could get a different perspective from my own and get the best results.
The trainer wrote out in detail the exercises I needed to perform. He spelled out my nutritional guidelines, and checked my progress.
“In all my years of exercising, I have to admit that by hiring a professional who provided me with a plan, yielded the best results I have ever seen!”
I didn’t have to guess or figure out what I was going to do when I arrived at the gym. I had every exercise and previous weight outlined which gave me a sense of direction and focus. I had every meal planned out so I knew exactly what I was going to eat for the day and when I would eat it.
For those 16 weeks I was on auto-pilot.
The plan was written out, all I had to do was apply the effort. When you aren’t seeing results in the gym, it is more than likely not because of your effort, but because you don’t have a crystal clear plan of attack.
During those 16 weeks I went from 220 lbs. down to 199 lbs. I reduced my body fat percentage from 18% down to 7%.
My energy levels were through the roof and my overall lifestyle was healthier. What I began to notice was how the lifestyle shift began to impact my finances as well.
I didn’t eat out as much as I prepped all of my meals on Sunday. I was saving hundreds of dollars on food.
I have worked out almost my entire adult life and this was the best shape I had ever been in.
So I asked myself, “Why not add this same process and discipline to my finances as well?”
I was able to see where I could save additional money every month and began to formulate a written financial plan with the same detail as my fitness plan. As a result my savings increased exponentially.
I had a fixed amount I knew I was going to save monthly. My financial plan laid out exactly what I needed to save to be able to retire and also provide for my family.
Now, admittedly there were times when things did not go according to plan, but by having a plan in place I was able to get back on track.
“A goal without a written plan is a wish.” Your Health and Wealth are too important to simply hope and wish things get better or you reach your goal.
So ask yourself today, “Do you have a written plan for your Health and Wealth or are you leaving it to chance?
Don’t just show up, have a plan!
Phy-nancially Fit
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About Perry Jeffries III, PES, CRPC
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Perry founded Phy-nancially Fit LLC in 2012.
“Phy-nancially Fit LLC looks to impact the lives of Entrepreneurs and Individuals by showing them how to increase their income, energy and efficiency by creating customized financial, wellness and growth plans, so that they can one day retire Healthy and Wealthy.”
Perry is the President of Diamond Equity Advisors located in Columbus, OH. Diamond Equity Advisors is a full-service Wealth Management / Financial Planning firm.
Perry currently Holds a Series 7 License (Securities License), Series 66 License (Investment Advisor), Life / Health / Annuity Licenses (Insurance License), has a CRPC (Chartered Retirement Planning Counselor) Designation through the College of Financial Planning and is Currently working on the CPFA (Certified Pension Fiduciary Advisor) Designation.
In the areas of fitness, Perry has held the CSCS (Certified Strength and Conditioning Specialist) certification through the NSCA (National Strength and Conditioning Association) and still holds the PES (Performance Enhancement Specialist) certification through the NASM (National Academy of Sports Medicine).
In addition, Perry is also a member of the John Maxwell Global Leadership Team. He has earned the certification of an Independent Speaker, Coach and Trainer with the John Maxwell Team. He specializes in corporate leadership training, sales, and coaching entrepreneurs. Learn what a Personal CFO can do for you HERE.